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Apply for Credit
Procure raw materials for your business at the right price with our working capital finance solution
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To apply for Zarea's Credit Program. Please create an account or login if you already have an account.
How does Apply for Credit work?
Apply for Credit Benefits

Cheaper procurement
Pay your suppliers upfront and get raw materials at the best rates

Improved working capital cycles
Manage your working capital better by solving cash flow issues

Digital and simplified process
Apply for credit line online with a few clicks.

Collateral-free line of credit
The unsecured working capital does not require land, property, BG or any other collateral

Grow revenue and profitability
Reduce your input cost and book more profits

Instant disbursement
Receive funds against submission of supplier invoices instantly

Interest as per usage
The interest rate would be charged only for the exact amount and duration of use

Revolving credit
60-120 days rotation cycle to meet working capital needs
Eligibility & Required Documents
Apply with minimal documentation
Eligibility

Minimum turnover 3 crores

Business vintage 3+ years
Required Documents

KYC Details

Last 6 months of banking

Financials for previous 2 fiscal years

Taxation details for current fiscal year
Complete an online application form
We will evaluate your application and propose a fair sanction
Get disbursements within 2 days of sanction
Know about Apply for Credit
Purchasing Finance is the working capital financing solution provided to SMEs. Due to a lack of cash flow, SMEs are forced to buy raw materials at higher prices and tend to lose opportunities from reputable customers. In such situations, SMEs can consider purchase finance solution to bridge the working capital gap. It will help the SMEs get cash discounts on raw materials by making upfront payment to suppliers and also aids in the growth of the enterprise both on the bottom line and on the top line. Purchase financing solution enables enterprises to meet short term finance needs. Zarea offers smart business financing solutions such as purchase finance to its clients at low-interest rates. It is a 100% digitized hassle-free process with no hidden charges.